Missoula Federal Credit Union

All Account Rates

Checking Rates23/18/2014
Account Type Balance Dividend Rate APY1
Green Draft (S2)to $4990.05%0.05%
$500-9990.05%0.05%
$1,000-4,9990.05%0.05%
$5,000-10,0000.15%0.15%
$10,000+0.05%0.05%
Traditional (S8)to $4990.00%0.00%
$500-9990.00%0.00%
$1,000-4,9990.05%0.05%
$5,000+0.05%0.05%
Classic (S4)to $2490.05%0.05%
$250-9990.05%0.05%
$1,000-4,9990.05%0.05%
$5,000+0.05%0.05%
Investment Link (S15)to $49,9990.05%0.05%
$50,000-74,9990.10%0.10%
$75,000-99,9990.10%0.10%
$100,000+0.10%0.10%
1Annual Percentage Yield
2Rates subject to change at the discretion of the Board of Directors.

Savings Rates43/18/2014
Type Deposit Amount Dividend Rate APY3
Basic Share1$5+0.05%0.05%
V.I.P. Share Savings1$5-2500 0.15% 0.15%
($250 max. dep/mo)6$2500+ 0.05%0.05%
Regular Money Market2$5-2499 50.05% 0.05%
($1000 Minimum)$2,500-9,999 0.05%0.05%
$10,000-24,999 0.05%0.05%
$25,000-49,999 0.05%0.05%
$50,000-74,999 0.10% 0.10%
$75,000-99,999 0.10%0.10%
$100,000+ 0.10% 0.10%
IRA Share Savings0.10% 0.10%
(HSA) Health Savings Account (S23)To $4990.00%0.00%
$500-9990.00%0.00%
$1,000-4,9990.05%0.05%
$5,0000.05%0.05%
Savvy Saver Program1Basic Share rates Basic Share rates
Financial Freedom Program1Basic Share rates Basic Share rates
MyMoney Program1Basic Share rates Basic Share rates
1$5 minimum balance
2$1,000 minimum balance
3Annual Percentage Yield
4Rates subject to change at the discretion of the Board of Directors.
5$5 quarterly fee if balance is below minimum
6Minimum 6 month term

Term Share Certificate Rates22/5/2014
Account Type Term Dividend Rate Yield1 Info
Regular Certificate36 months0.05%0.05%aprox .10 rate bump w/any active draft
12 months0.05%0.05%aprox .30 rate bump w/any active draft
24 month0.10%0.10%aprox .50 rate bump w/any active draft
60 month0.95%0.95%aprox .50 rate bump w/any active draft
84 month special1.98%2.00%
IRA Certificates12 months0.05%0.05%aprox .20 rate bump w/any active draft
424 months0.05%0.05%aprox .45 rate bump w/any active draft
36 months0.40%0.40%aprox .50 rate bump w/any active draft
60 months0.85%0.85%aprox .50 rate bump w/any active draft
SmartSaver Certificateup to 18 years4.89%5.00for children 0-18, education required, limit one per child
1Annual Percentage Yield
2Rates subject to change at the discretion of the Board of Directors.
3$500 minimum balance
4$1,000 minimum balance

For loan rates, please visit our Loans & Credit area.

Other restrictions or fees may apply.
Inquire at a branch near you to open an account.
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