Missoula Federal Credit Union

Personal Loans

When you need a little more

Use a personal loan to consolidate other loans and credit cards, or any time you need extra cash. Share or certificate secured loans are ideal for when you need extra cash, but don't want to deplete your personal savings.

Personal Loans2effective 11/19/2013
Loan Type Term APR1 Restrictions
Visa Credit Card10.9%1.0% discount w/$7500 in other MFCU relationships and an active share draft account
Certificate Securedup to 144 months2% above certificate rate
Share Secured3% above share rate
Unsecuredup to 60 months11.00%1.0% discount w/$7500 in other MFCU relationships and an active share draft account
Overdraft Protection Line of Credit12.0%
Payday Alternative Loan28.0%
1APR = Annual Percentage Rate
2All loans subject to approval. Rates, terms & conditions are subject to change and may vary based on creditworthiness, qualifications & collateral conditions.

Payday Alternative Loan (P.A.L.)
A better option for most members, our P.A.L. is available in amounts of $100-500. No credit check required, but some membership and income minimums must be met. Apply online, using the unsecured personal loan link below. You will then meet with a Financial Services Officer for loan closing.

Apply online for an unsecured personal loan

Apply online for a share- or certificate-secured personal loan

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