Personal LoansWhen you need a little more
Use a personal loan to consolidate other loans and credit cards, or any time you need extra cash. Share or certificate secured loans are ideal for when you need extra cash, but don't want to deplete your personal savings.
|Personal Loans2effective 11/19/2013
|Visa Credit Card||10.9%||1.0% discount w/$7500 in other MFCU relationships and an active share draft account|
|Certificate Secured||up to 144 months||2% above certificate rate|
|Share Secured||3% above share rate|
|Unsecured||up to 60 months||11.00%||1.0% discount w/$7500 in other MFCU relationships and an active share draft account|
|Overdraft Protection Line of Credit||12.0%|
|Payday Alternative Loan||28.0%|
Payday Alternative Loan (P.A.L.)
A better option for most members, our P.A.L. is available in amounts of $100-500. No credit check required, but some membership and income minimums must be met. Apply online, using the unsecured personal loan link below. You will then meet with a Financial Services Officer for loan closing.
Apply online for an unsecured personal loan
Apply online for a share- or certificate-secured personal loan