Missoula Federal Credit Union

Term Share Certificates

If you'd like to earn a higher rate on your savings, term share certificates may be the answer!

With a variety of terms and rates, and a minimum deposit of just $500, certificates are a great way to save for longer-term goals.

Term Share Certificate Rates22/5/2014
Account Type Term Dividend Rate Yield1 Info
Regular Certificate36 months0.05%0.05%aprox .10 rate bump w/any active draft
12 months0.05%0.05%aprox .30 rate bump w/any active draft
24 month0.10%0.10%aprox .50 rate bump w/any active draft
60 month0.95%0.95%aprox .50 rate bump w/any active draft
84 month special1.98%2.00%
IRA Certificates12 months0.05%0.05%aprox .20 rate bump w/any active draft
424 months0.05%0.05%aprox .45 rate bump w/any active draft
36 months0.40%0.40%aprox .50 rate bump w/any active draft
60 months0.85%0.85%aprox .50 rate bump w/any active draft
SmartSaver Certificateup to 18 years4.89%5.00for children 0-18, education required, limit one per child
1Annual Percentage Yield
2Rates subject to change at the discretion of the Board of Directors.
3$500 minimum balance
4$1,000 minimum balance

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